If you’re traveling or working on an IEC visa, there are certain risks you might get exposed to. And that’s where IEC travel insurance comes in handy. In case an emergency occurs while you’re on your working holiday in Canada, the travel insurer’s assistance team will direct you to local authorities; facilitate your repatriation to Australia if necessary; and also cater for all your emergency medical expenses if needed.
Some of the unexpected situations you might experience while in Canada could include possible injury, loss or damage of belongings, and emergency medical repatriation.
Qualifications
IEC travel insurance covers repatriation, medical, as well as hospital related expenses. However, you must be below 74 years of age and the trip must end in Australia. Plus, you must be an Australian resident. Your trip should last 14 days maximum and you must possess any other ordinary travel insurance. Before being granted the insurance cover, you should fulfill all these conditions.
IEC Travel Insurance: The Benefits
Travel in style by getting a comprehensive IEC travel insurance. With IEC travel insurance, you have a solution that’ll fully cover you when it comes to emergency medical assistance and trip redemption expenses. Even more, IEC travel insurance will comprehensively safeguard you against travel disruption expenses, luggage loss/personal effects loss, theft of cash, delay of luggage, and passport/credit card theft. Also, IEC travel insurance covers the following items:
Cover For Repatriation
The Canadian immigration department requires that travelers who participate in the IEC (International Experience Canada) program are fully covered for repatriation. And the good news is that most insurance policies provide this type of cover.
Medical and Hospital Cover
IEC Travel Insurance provides full cover for emergency oversees medical expenses like
doctor’s consultations, medical treatment (surgeries), prescribed medications, as well as
the cost of staying in hospital. In severe cases, you might get repatriated to Australia
It’s also important to note that the IEC travel insurance covers you for the entire length of your visa. Most of these plans can be purchased up to 12 months and extended for another 1 year, ensuring that you receive comprehensive cover for up to two years.
When purchasing travel cover for working in Canada, it’s always advisable to double check that any medical problems you’ve will covered.
Comprehensive Cover for Personal liability
If a lawsuit is filed against you because of a person’s death or injury, or the physical damage to property, the policy can provide cover. Travel insurance might also help you in paying the compensation as well as other legal expenses while on your holiday. But the claim circumstances should meet the terms and conditions associated with this benefit.
Adventure Sports and activities
Aside from the automatically included sports activities, the insurance plan could also feature an adventure pack for the adventurous travelers, which often covers activities like hiking, zip lining, abseiling, quad biking, amateur contact sports, as well as white water rafting.
The Bottom-Line
ICE travel insurance is simple to purchase. Also, it’s quick and easy to use. This type of travel insurance is ideal for ICE working holidays. So, if you’re planning to visit Canada any time soon, consider investing in this cover. It will definitely make your stay there fun, interesting, and more beneficial.
