Each state has laws on worker’s compensation but these differ between states. The name of the laws may be workman’s compensation or worker’s compensation, but the idea remains the same.
As a worker, if you become injured or disabled in the course of employment and you need your compensation, then, you are entitled to make a claim, according to Rosenfeld worker’s compensation lawyers. But, you should also be aware of some facts about worker’s compensation system.
Facts about Workers Compensation
We have listed 5 surprising facts that everybody should be aware of (and has a right to know) regarding workers compensation.
1. The Role Of An Adjuster (Insurance Company)
It is mostly private insurance companies that pay out worker’s compensation benefits.
Commonly, it is thought that states pay the compensation benefits but it’s the other way around. An adjuster from some private insurance company handles the case. Some worker’s compensation laws may be uniform across states or even on the federal laws but many differs as well.
The best way is to talk to your employer about the worker’s compensation department of your company and revisit the specific laws of your state.
2. Not Every Employer Has Employee Compensation
Rules regarding compensation varies from state to state and depends on company size. The size of the company matters, as if you are employed in a very small business then your employer might not even be asked to get employee compensation.
3. Not Every Employee Is Covered
The phenomena of ‘casual’ employees is understandable by each state. Regarding the employers hiring casual workers for their company. However, not every employee is covered. As a matter of fact, not every employer even has the employee compensation to offer. It all depends on your state’s decided law.
4. It Isn’t Necessary To Blame Your Employer For The Claim
To get the worker’s compensation, all it needs for the worker is to confirm her/his accident or injury was accounted while they were at office or involved in official work there.
You don’t necessarily have to blame your employer just to get your compensation. For a typical injury just state that you are hurt and someone else was the cause of the injury at work. Whether the employer was at fault or not, it won’t positively act on your compensation until or unless you state your injury or disability.
5. The Healthcare Directed By Your Employer
Sometimes your employer might direct you to their personal healthcare for your cause (injury). It is not unfair for your employer to choose the healthcare for your trauma at workplace.
In case you decline the choice of your employer for the healthcare, you might even lose your worker’s compensation claim as well.
